Blog | Riley Puetz

FHA Home Loans Frequently Asked Questions

If you’ve been considering taking the next step toward homeownership, you’ve likely heard about FHA loans. Offered by the Federal Housing Administration (hence, “FHA”), these loans are great for a number of people hoping to purchase a home but who don’t have a large down payment saved. There are many misconceptions ...

How to navigate through common California homebuying challenges

As the luxury real estate market expands in California, many homebuyers worldwide are seeking properties within the state. Because the market is fast-paced and with fierce competition, it’s good to be aware of different challenges associated with California luxury real estate and how to avoid them. Not having proper financing With such ...

New Jersey Does Not Have Homestead Exemption Laws to Protect Debtors

Photo by Donna Kirby via Pixabay Most states offer a homestead exemption for your primary home. The exemption protects some or all of the equity in your home from creditors should you have to file bankruptcy or if you die. However, some states, including New Jersey, do not have homestead exemption laws. How ...

Decrease your energy bill by installing smart gadgets

In today’s world, saving money where you can is essential. These savings can start right at home with appliances you use daily. Here’s a simple guide to some great smart gadgets that will help you to lower your monthly energy bill. Install a smart thermostatKeeping your home cool during the warmer ...